中小企业筹资难则是有目共睹的事实，
尤其是民营中小企业，
除了股东投入的权益资本以及经营过程中形成的自然负债外，
似乎很难找到适当的筹资方式。

SME financing difficulties are obvious facts
Especially private SMEs
In addition to equity capital and debt management naturally formed during the shareholders' investment
It seems difficult to find appropriate financing.